Blog

Tommy Eberle··10 min read

What 7 NY Appellate Decisions Tell Us About MCA Usury Defense in 2024-2025

A data-driven analysis of 7 NY appellate decisions on merchant cash advance (MCA) agreements, examining the three-factor test, illusory reconciliation provisions, and strategies for defeating summary judgment.

Tommy Eberle··14 min read

What NY Debt Buyer Cases Reveal: Evidentiary Gaps and Procedural Pitfalls (2023-2025)

A data-driven analysis of 7 published opinions from New York state courts involving major debt buyers—LVNV Funding, Midland Credit Management, Cavalry SPV, and Velocity Investments—decided between 2023 and 2025.

Tommy Eberle··5 min read

How to Format Attorney Signature Blocks in Answers Perfectly in Word Every Time

Learn how to use Word tables instead of tabs and spaces to create perfectly formatted attorney signature blocks in legal answers that are easy to maintain and update.

Tommy Eberle··7 min read

How to Draft Consumer Debt Answers Faster by Using Styles in Microsoft Word

Learn how to use Microsoft Word's Styles feature to format consumer debt answers faster with consistent spacing, numbering, and page breaks.

Tommy Eberle··4 min read

How to Find Consumer Debt Dockets in New York State

A step-by-step guide to searching for consumer debt cases using New York's NYSCEF online court system.

Tommy Eberle··2 min read

How to Keep the Attorney Signature Block on a Single Page in Microsoft Word

Learn how to use Word's paragraph formatting to ensure your prayer for relief and attorney signature block stay together on the same page in legal answers.